<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- الصفحة الرئيسية -->
  <url>
    <loc>https://metricledgerhq.com/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- دليل الأدوات الشامل -->
  <url>
    <loc>https://metricledgerhq.com/tools/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- الصفحات المؤسسية والقانونية -->
  <url>
    <loc>https://metricledgerhq.com/about-us/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/contact-us/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/privacy-policy/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/terms-of-service/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- صفحات أقسام المنصة الخمسة (Silo Hub Pages) -->
  <url>
    <loc>https://metricledgerhq.com/real-estate-finance/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/ai-automation-roi/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/cloud-cybersecurity/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/legal-insurance/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/global-tax-nomad/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- الحاسبات التفاعلية الـ 15 (High-CPC Monetized Calculators) -->
  <!-- 1. Real Estate Finance -->
  <url>
    <loc>https://metricledgerhq.com/real-estate-finance/rental-roi-mortgage-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/real-estate-finance/buy-vs-rent-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/real-estate-finance/cap-rate-dscr-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- 2. AI & Automation ROI -->
  <url>
    <loc>https://metricledgerhq.com/ai-automation-roi/llm-api-cost-roi-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/ai-automation-roi/rag-vs-finetuning-cost-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/ai-automation-roi/ai-agent-workforce-roi-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- 3. Cloud & Cybersecurity -->
  <url>
    <loc>https://metricledgerhq.com/cloud-cybersecurity/cloud-tco-egress-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/cloud-cybersecurity/serverless-vs-containers-cost-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/cloud-cybersecurity/soc2-iso27001-compliance-cost-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- 4. Legal & Insurance -->
  <url>
    <loc>https://metricledgerhq.com/legal-insurance/commercial-insurance-estimator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/legal-insurance/data-breach-cost-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/legal-insurance/saas-sla-downtime-penalty-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- 5. Global Tax & Nomad -->
  <url>
    <loc>https://metricledgerhq.com/global-tax-nomad/expat-nomad-tax-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/global-tax-nomad/us-llc-vs-s-corp-tax-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://metricledgerhq.com/global-tax-nomad/remote-contractor-vs-eor-cost-calculator/</loc>
    <lastmod>2026-11-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

</urlset>
